These basic tips can help you make smart financial choices.

  1. Educate yourself on basic terms and available products and services.
  2. Comparison shop for credit.
  3. Be selective about the financial services companies with which you do business.
  4. Only shop or conduct financial business on secure Web sites.
  5. Check your monthly financial statements and contact your lender promptly if you see anything unusual.
  6. Check your credit report regularly.
  7. Don’t sign a contract until you have read it, your questions have been answered, and all blank spaces have been filled in.
  8. Don’t disclose sensitive personal information in emails or social media outlets, or if you haven’t initiated the contact.
  9. Keep financial statements and credit cards in a secure location.
  10. Shred any financial documents that you no longer need if they contain personal or financial information.

Source: AFSA Education Foundation

Financial Tips That Can Make a Difference

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